Are insurance companies fair? They probably think they are. But their idea of fairness is determined by their self-interest. Insurance companies survive by taking in premiums and keeping claims as low as possible. They are not Santa Claus, the Easter Bunny or Mother Theresa. Insurance is a business.
Not to be negative, but ask about malpractice insurance. People are often surprised to learn that attorneys in most states are not required to carry it. They are also not required to tell you most of the time. Ask for a clarification up front and an explanation if they are not carrying it.
Bringing a case to trial can take a very long time. Years, in many cases. This isn’t something you’re going to be done with next week. Are you ready to have this lawsuit be a part of your life for a long time to come? If not, you might want to think seriously about pushing for a negotiated settlement and taking whatever you can get right now.
A Personal Injury lawyer is essential in proving liability, improving damages, and protecting your rights. You simply cannot do without one. You need not fork over a huge check either; an experienced Personal Injury lawyer in Kirkland will take a percentage of the final settlement. If you lack a lawyer, it may decrease the value of your claim. With a lawyer, you can make fair counter offers, and if need be take this issue to court. How much does a lawyer get? This depends on the complexity of the case. If you settle far before court, a lawyer may take around 25% of the settlement. If you fight a long, protracted battle in court, the fee will be more like 35%.
The first step in any injury case is to identify who is in the wrong. They will probably need you to document your account of what happened either in an audio recording or in a written statement. Most Personal Injury lawyers will give you pointers on your retelling of the event so that it has the maximum impact. Still, you should always be honest and speak up if you think the story has changed from what really happened.
Let us say you deal with the at-fault adjuster yourself. You have entered into that murky world known as “negotiating.” The at-fault adjuster has already successfully negotiated many cases. So she has experience on her side. She knows the value of the case…what it could be worth…what you might take.
Each state has somewhat different laws for personal injuries. Some have the “no-fault” laws where if you’re in a car accident there is no difference in who made the mistake. However, look closer at the laws and you’ll see more room to work. Many states, even those with no-fault laws, allow you to sue if you were clearly not at fault. And other cases, involving a variety of injuries such as medical negligence, are clearly about getting damages.
These are the most important tips that can help you in your case. Hopefully, you can use them all to get want you want and be successful in your claim. Good luck!